Who we are

Credit that is quick, simple and fair

We saw people struggle to get a loan when they needed it most — long processes at banks, endless paperwork and approvals that took forever. Kohinoor Fintech was built to change that.

Kohinoor Fintech Private Limited owns and operates the Next Capital app. Loans on the platform are offered by our lending partner Billus Investments Private Limited, a Non-Banking Financial Company registered with the Reserve Bank of India. Through the Next Capital app, salaried and self-employed customers can apply for a personal loan online, complete KYC digitally and receive funds directly in their bank account — with every charge disclosed before they sign.

Company details
CompanyKohinoor Fintech Private Limited
AppNext Capital
Owned & operated byKohinoor Fintech Private Limited
Lending partner (NBFC)Billus Investments Private Limited
NBFC RBI Reg. No.14.01519
NBFC CINU67120DL1997PTC085697
NBFC registered officeBuilding No. 1496, Sector-45, Gurugram, Haryana – 122002
Our values

What we stand for

We aim to eliminate long waits, complex paperwork and hidden costs.

Personalisation

Loan offers matched to your income and repayment capacity.

Quick process

Apply in minutes and get a fast decision, without hassle.

Safe & secure

Consent-based data use, stored on servers in India.

No hidden charges

Clear terms, with interest, fees and APR in your Key Fact Statement.

Ready to apply?

Check your eligibility in a couple of minutes — no paperwork, no branch visit.

Apply for a loan